Heat pump rebate calculator
Pick your state, system type, and household income. We'll subtract every incentive you qualify for — federal tax credit, HEEHRA, state programs, and utility rebates — to show your real out-of-pocket cost.
Used to determine HEEHRA eligibility (under 80% area median income).
Average installed cost
$12,500
Incentives offset 43% of the install−$5,400
- Federal §25C tax credit−$2,000
- Oncor Take A Look program−$1,200
- CenterPoint Energy SCORE−$800
- Austin Energy Heat Pump Rebate−$1,400
Estimated out-of-pocket$7,100
Estimate only. Tax credits require sufficient federal tax liability. Rebate stacking rules vary — confirm with your installer and utility before signing.
How the math works
We start with the average installed cost for your selected system type (ducted, ductless, or geothermal), then subtract incentives in this order:
- Federal §25C tax credit — 30% of project cost, capped at $2,000 per year. Requires sufficient federal tax liability to claim.
- HEEHRA rebate — up to $8,000 for households under 80% area median income. Federally funded, state-administered. Stacked on top of §25C in most states.
- State + utility rebates — vary by ZIP code, utility provider, and system efficiency rating. We sum the non-income-qualified programs for your state and add income-qualified amounts when applicable.
Numbers are estimates. Stacking rules change frequently — confirm with your installer and utility before signing. For the full breakdown by state, see rebates by state.