Independent · Updated quarterly

How much does a heat pump actually cost?

Up to$10,000in stackable rebates

Real installed prices by city, federal + state rebate amounts, and a savings calculator that tells you what you'll actually pay after incentives. No sales calls, no lead forms.

Browse costs by city Find rebates in your state

Personalize for your state

$11,400

National avg installed cost

ducted, 3-ton, 2026

$8,000

Max HEEHRA rebate

Income ≤80% AMI, where active

$10,000

Top state rebate

MA Mass Save HEEHRA

Cost by city

Installed prices reflect typical 3-ton ducted systems before incentives.

Austin, TX$8,400–$15,200

Denver, CO$9,100–$17,000

Boston, MA$11,200–$21,500

Phoenix, AZ$7,800–$13,400

Seattle, WA$9,800–$18,300

Atlanta, GA$8,000–$14,800

See all metros →

Rebates by state

State and utility programs that stack with HEEHRA (income-eligible, where the program is open).

Estimate your out-of-pocket cost

Enter your state, household income, and system size. We'll subtract every rebate you qualify for.

Your state

System type

Household income

Used to determine HEEHRA eligibility (under 80% area median income).

Average installed cost

$12,500

Incentives offset 26% of the install−$3,260

Oncor Take A Load Off, Texas−$1,200
Austin Energy Heat Pump Rebate−$950
CenterPoint Energy Residential HVAC Incentive (Houston)−$800
CPS Energy STEP Heat Pump Rebate−$310

Estimated out-of-pocket$9,240

Estimate only. Includes only programs accepting applications today — waitlisted or closed programs are excluded. Mutually exclusive programs (e.g. HEEHRA vs HOMES) and project-cost caps are applied per current program rules; confirm with your installer and utility before signing.