Missouri Heat Pump Rebates
Stackable incentives available to Missouri homeowners installing a qualifying heat pump in 2026.
What's available in Missouri
Missouri has no statewide heat pump rebate program; incentives come almost entirely from utilities and rural electric cooperatives. Evergy's FastTrack HVAC PAYS program (launched August 2025) offers the largest investor-owned utility rebates at $1,000–$1,300 for its western Missouri service territory. Ameren Missouri ended residential space-heating heat pump rebates effective January 1, 2025, but still offers a $550 heat pump water heater rebate. Numerous rural electric cooperatives (MOREC, Cuivre River, Co-Mo, Central Missouri Electric, Intercounty, Southwest) and municipal utilities (City of Columbia Water and Light) offer per-ton or flat heat pump rebates ranging from roughly $150 to $750 per ton. Missouri received approximately $75.4 million in federal IRA Home Electrification and Appliance Rebate (HEEHRA/HEAR) funding for income-qualified households, but the Missouri Department of Natural Resources had not publicly launched the program as of early 2026. Utility rebates are the primary 2026 incentive layer until state HEEHRA launches.
HEEHRA in Missouri
HEEHRA rebate: Point-of-sale rebate up to $8,000 for households at or below 80% of area median income. Funded by the IRA, administered by each state. Missouri is finalizing program rules.
How heat pump rebates work in Missouri
Missouri has no statewide heat pump rebate program; incentives come almost entirely from utilities and rural electric cooperatives. Evergy's FastTrack HVAC PAYS program (launched August 2025) offers the largest investor-owned utility rebates at $1,000-$1,300 for its western Missouri service territory — $1,300 for an air-source heat pump replacing electric resistance heat, $1,000 for a dual-fuel heat pump paired with backup gas/propane (the two tiers are mutually exclusive per install). Ameren Missouri ended residential space-heating heat pump rebates effective January 1, 2025, but still offers a $550 heat pump water heater rebate. Numerous rural electric cooperatives (MOREC, Cuivre River, Co-Mo, Central Missouri Electric, Intercounty, Southwest) and municipal utilities (City of Columbia Water and Light) offer per-ton or flat heat pump rebates ranging from roughly $150 to $750 per ton. Missouri received approximately $75.4 million in federal IRA HEEHRA/HEAR funding for income-qualified households, but the Missouri Department of Natural Resources had not publicly launched the program as of early 2026.
Missouri rebate programs
Evergy FastTrack HVAC PAYS Heat Pump Rebate
$1,300Instant rebate applied at point of sale through participating Evergy contractors. Up to $1,300 for an air-source heat pump replacing electric resistance heat, or $1,000 for a dual-fuel heat pump paired with backup gas/propane. Available to Evergy Missouri residential electric customers in the western Missouri service territory; the two tiers are mutually exclusive per install.
MOREC Heat Pump Rebate (Air-Source with Fossil Backup)
$500Per-ton rebate from the Missouri Rural Electric Cooperative (MOREC) for ENERGY STAR air-source heat pumps with HSPF2 ≥ 8.1: $500/ton for new and replacement units paired with NEW fossil-fuel backup heat, or $300/ton for replacement units with EXISTING fossil-fuel backup. Residential cap 10 tons; no electric backup heat allowed; ceiling insulation R38+ and walls R13+ required. Effective 2025-07-01. Available to MOREC member-owners.
MOREC Heat Pump Water Heater Rebate
$1,05050% of cost up to $1,050 per unit for ENERGY STAR heat pump water heaters; limit 2 units per metered location. Brand, model #, serial #, size, UEF, cost, and dated purchase receipt required. Available to Missouri Rural Electric Cooperative member-owners.
8 utility-specific programs not shown here. Enter your ZIP in the calculator to filter to just your utility.
A worked example: dual-fuel install in Kansas City
Justin owns a 2,000 sq ft home in Kansas City served by Evergy Missouri. He has an aging gas furnace and central AC. He gets quotes for a 3.5-ton ducted dual-fuel system: ASHP for primary heating down to about 28°F with the existing gas furnace retained as backup for colder snaps. Installed cost: $13,800. Because Evergy's FastTrack HVAC PAYS program covers dual-fuel heat pumps paired with backup gas at $1,000 (the dual-fuel tier), he qualifies for the full $1,000 rebate, processed as an instant point-of-sale discount through his participating Evergy contractor. His household income is approximately 130% of Jackson County AMI — Missouri HEEHRA hasn't launched, so the federal income-qualified rebate isn't available. The federal §25C credit is gone. Combined stack: $1,000 against $13,800. Net out-of-pocket: $12,800. Note that if Justin had instead installed a full-electric heat pump (no gas backup) replacing electric resistance heat, he'd qualify for the higher $1,300 tier — but his existing gas service makes the dual-fuel configuration the more practical choice.
Choosing a contractor in Missouri
Missouri licenses HVAC contractors at the municipal level rather than statewide for residential work — verify at the city level where the install will happen (Kansas City, St. Louis, Springfield, Columbia, etc.). Evergy FastTrack HVAC PAYS requires a participating contractor; the contractor processes the rebate as an instant point-of-sale discount, so enrollment must be confirmed before signing. The participating contractor list is on evergy.com. MOREC and other cooperative rebates require the contractor to be familiar with the specific cooperative's rebate-filing process; ask 'have you filed [cooperative name] heat pump rebates before?'
Common pitfalls for Missouri homeowners
- Assuming Ameren Missouri still pays an HVAC rebate. Ameren Missouri ended residential space-heating heat pump rebates effective January 1, 2025. Several aggregator sites still cite legacy Ameren MO heat pump rebate figures. Ameren MO does still offer a $550 heat pump water heater rebate — that's still active. Confirm with Ameren directly at amerenmissouri.com before relying on any HVAC heat pump rebate amount from Ameren MO.
- Stacking Evergy's FastTrack tiers on a single install. Evergy FastTrack HVAC PAYS offers two mutually exclusive tiers per install: $1,300 for ASHP replacing electric resistance heat OR $1,000 for dual-fuel pairing with gas/propane backup. A single install cannot claim both. Choose the tier that matches your install scenario and confirm with the contractor before filing.
Estimate your net cost
Used to determine HEEHRA eligibility (under 80% area median income).
- Evergy FastTrack HVAC PAYS Heat Pump Rebate−$1,300
- MOREC Heat Pump Water Heater Rebate−$1,050
- MOREC Heat Pump Rebate (Air-Source with Fossil Backup)−$500
Estimate only. Includes only programs accepting applications today — waitlisted or closed programs are excluded. Mutually exclusive programs (e.g. HEEHRA vs HOMES) and project-cost caps are applied per current program rules; confirm with your installer and utility before signing.
How to claim each rebate
- Get pre-approved (where required). Some utility programs require approval before install. Check program details before signing a contract.
- Use a participating contractor. Many programs require a licensed installer from an approved contractor list — especially HEEHRA, which routes through CEC-approved contractors who process the rebate at point of sale.
- Save documentation. AHRI certificate, model numbers, and itemized invoice are required for most utility rebates.
- Submit utility rebate within 60–90 days of install. Some programs are first-come first-served and close mid-year — funding can run out before the calendar year does.